Our services
What we do.
Whether you are a wealth accumulator, approaching retirement, in retirement or figuring out the best way to manage your CDA, below is a list of our strengths.
RRSPs
TFSAs
RRIFs
Locked-In RRSP / RRIF
RDSPs
GICs
Market Index Notes
100% capital guaranteed.
Limited Partnership and Tax Services
Tax and Estate Planning
Independent and Corporate Insurance
Critical illness, disability insurance, guaranteed life annuities, long-term care, life insurance (term, universal life, whole life) and segregated funds.
IPP (Individual Pension Plan)
An IPP is a defined benefit pension plan that can be set up for professionals. It is usually set up for an individual member but the benefits can be extended to your spouse and children, if they are employed by the professional. In certain situations, an IPP can provide greater annual contribution limits than an RRSP.
Corporate Owned Life Insurance or Buy-Sell Agreements
If you need life insurance, for example to provide income protection for survivors, fund buy-sell agreement or pay capital gains tax on death, a corporate-owned tax exempt insurance policy may be the solution. Life insurance premiums are generally not tax-deductible. However, it is less expensive to fund the policy using after-tax corporate dollars as opposed to after-tax personal dollars.
Complimentary review
Let's talk about your goals.
If you would like to set up a meeting on your time, or have any questions, we would be glad to hear from you. We can also provide a second opinion on your current portfolio.