Whether you are a wealth accumulator, approaching retirement, in retirement or figuring out the best way to manage your CDA ... below are a list of our strengths.

1. RESPs

2. RRSPs

3. TFSAs

4.RRIFs

5. Locked In RRSP/RRIF

6. RDSPs

7. GICs

8. Market Index Notes (100% capital guaranteed)

9. Limited Partnership and Tax Services

10.  Tax and Estate Planning

11. Independent and Corporate Insurance needs like critical illness, disability insurance, guaranteed life annuities, long-term care, life insurance (term, universal life, whole life) and segregated funds

12. IPP
An IPP is a defined benefit pension plan that can be set up for professionals.  It is usually set up for an individual member but the benefits can be extended to your spouse and children, if they are employed by the professional.  In certain situations, an IPP can provide greater annual contribution limits than an RRSP.

13. Corporate Owned Life Insurance or Buy-Sell Agreements
If you need life insurance, for example to provide income protection for survivors, fund buy-sell agreement or pay capital gains tax on death, a corporate-owned tax exempt insurance policy may be the solution.  Life insurance premiums are generally not tax-deductible.  However, it is less expensive to fund the policy using after-tax corporate dollars as opposed to after-tax personal dollars